What We Do

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Sourcing & Valuation

  • Advised clients on over $100B of successful Portfolio transactions
  • Vast experience valuing for purchases of lending assets and negotiating advantageous prices
  • Industry leading expertise in trending revenue and portfolio losses
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Diligence & Underwriting

  • Due diligence for acquisitions over $100 billion in assets
  • Credit risk management through various economic cycles and in developing credit policy for account origination
  • Negotiating prowess in ensuring diligence findings are reflected in agreements
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Conversion

  • Experience managing over 325 portfolio conversions representing over $50 billion in assets
  • Loans and credit cards conversion experience from and to TSYS, FD, FIS, & other proprietary platforms
  • All conversions carefully planned and orchestrated to mitigate operational risk
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Performance Management

    • P&L responsibility for over $6.2 billion of credit card and loan assets, driving industry leading returns
    • Team has experience driving more than $20B of organic loan and credit card originations
    • Deep experience in servicer monitoring and lead contract amendment, refinance, and syndication activities
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Reporting & Analytics

  • Payment Card Industry Data Security Standard (PCI-DSS) purpose-built technology and application stack
  • Deep expertise allowing organizations to transform the way they analyze data to rapidly gain insight, solve problems, and reduce risk
  • Platform leverages machine learning to create real-time data visualizations and take preemptive action

What you can expect

Fidem has created a platform to source, fund, acquire, and manage credit card receivables

Banks benefit by partnering with an experienced team that can move quickly and with confidence to complete transactions.

Investors benefit by having an industry-leading team identifying, underwriting, and managing transactions.

Our approach creates attractive economics for bank sellers

Transactions are designed to maximize loan loss reserve releases, minimizing impact to long term revenues and profitability.